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Posted 20 hours ago

Money Box: Your toolkit for balancing your budget, growing your bank balance and living a better financial life

£8.495£16.99Clearance
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About this deal

Wooden Gift Box,Keepsake Memory Box, Trinket Holder, Unique Gift Box holder for Gift card, Souvenir for Christmas, Thanksgiving, New Year

Optimise Media Limited (FRN 313408), for the introduction of HSBC Group, who are authorised and regulated by the Financial Conduct Authority to provide credit brokering activity. Optimise Media is registered in England and Wales to Exchange Street Buildings, 35-37 Exchange Street, Norwich, England, NR2 1DP and company number 04455319. Paul answers all of your questions, breaking down complicated financial jargon into simple, understandable nuggets of useful information. He also shows you how to beat the banks at their own game, and treat the finance industry not like a friend, but more like a vague acquaintance you don't really trust, but have to see from time to time (and who always makes you pay for the drinks). Another thing is when your car gets a dent and you think: should I claim on the insurance? So you ring your insurer and you say: look, I have this tiny little dent in my car. It wasn’t my fault, but it’s there. Will I lose my no claims bonus if I claim?The average home costs almost 10 times the average salary, when in the 1970s it used to be about three to three-and-a-half times average pay – this is why home ownership is plummeting. Roughly speaking, about a third of us own our homes outright without a mortgage, about a third have a mortgage, and about a third rent. I don’t invest. This has probably cost me a lot of money over the past 10-12 years when I could have invested my pension. My problem is that the fear of losing money is so much greater to me than the pleasure of making it, that I’m much happier when my money is just sitting there getting a little bit bigger every year.

No real-world celeb would ever endorse anything on such platforms. By which I mean, they would only endorse things if they knew nothing about money and were paid to promote it. That’s how influencers work. But no journalist or financial expert who knew anything about investment would do it. If you see one, it is a fraud. Part of the reason is people in the 1970s didn’t have the same level of debt, as it was more difficult to get into then. Now we have middle-income families going to food banks and to do this, you have to be recommended by an agency – you can’t just turn up and get free food. Despite attempts by the Government – still wending their glacial way through Parliament after four years of discussion – it is almost impossible to regulate publishers who have no real physical place on Earth. They are everywhere and nowhere. And there is no silver lining. So you often cannot find out who is behind the advice or ideas you see.Please note: the content contained in this article is for information purposes only and does not constitute financial or investment advice. Butterfly Guest Book , Wedding Guest Book Alternative, Quinceanera Guest Book, Quinceanera Birthday Alternative Guest Book Butterfly

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